User Guides

Getting started with Kinesis has never been simpler. Our helpful guides and walk throughs comprehensively explain all your questions regarding setting up a Kinesis Money account, currency deposits, withdrawals, minting, Kinesis debit card – and more. Register for free and start benefiting from the Kinesis monetary system today.

Kinesis Wallet Security

In response to comments being made around the Kinesis Wallet Security, our CTO, Nigel Owens is pleased to provide further information. We would like to remind you that Kinesis currencies are digital ownership of gold and silver on the blockchain; inherently there are processes and methodologies that need to exist in order to align with the core principles fundamental to operating on the blockchain. SECURE CODEBASE, RUNTIME & HOSTING 1) Encryption Everywhere: User details such as private keys are encrypted at rest using AES 256-bit cypher encryption and all traffic (both to serve the wallet app and communicate with the blockchain) takes place over secure HTTPS. This protects users in the event of their devices becoming compromised as well as against ‘man in the middle attacks’. Furthermore, the password created by a user and used for browser-based (eWallet) decryption is not stored anywhere. What does this mean to me? If someone attempts to fake the Kinesis Blockchain Network and get the app running in the browser to communicate with it, it will fail If malicious JavaScript attempts to load into the running eWallet on the user's machine, the stored user details are not readable since they are encrypted with the user’s password If someone compromises the user’s machine and somehow finds the browser data where the user’s data is stored (which is itself encrypted), the user’s private keys are encrypted using their password, making it unreadable/usable. 2. Distributed by design for better security: The eWallet user details such as their ‘name’, ‘contacts’ as well as encrypted private & public keys are stored in the browser. No eWallet user details or keys are stored centrally by Kinesis and this is by design. By not storing details centrally, it makes large-scale attacks that target Kinesis users very difficult since there is no server or data store that contains all user data, i.e. anyone that has an eWallet. Furthermore, browsers are not addressable (i.e. they don’t have an IP address) that remote attackers can use to target. Finally, it is worth bearing in mind that this design is intended to protect the Kinesis community as a whole, since as the Kinesis user base numbers increase, so does the scale of this problem for attackers attempting to perform malicious acts; the more Kinesis users, the harder it is to perform a large scale attack to get user data. What does this mean to me? If a user decides to use password managers, air-gapped laptops, encrypted hard drive storage or any other manner of increased security policies, then the Kinesis wallet benefits as a result and an attacker's ability to attack the whole network reduces. Remember, Kinesis is here to allow you to become your own Central Bank — one where you should be able to find a way to securely store your own private key. 3. Blockchain = auditable & extendable by design: Since Kinesis runs over a public API, custom third-party monitoring tools can be used by users should they want to monitor transactions emanating from an account. What does this mean to me? Our blockchain uses the standard Stellar Horizon API and is entirely public. If users want to augment their own individual security postures, e.g. extra things like multi-signature, then they should, by all means, be allowed to do so. Users can use third-party integrations/monitoring solutions (or even build their own) to watch their accounts and alert them in the event that transactions occur that they are unfamiliar with. 4. Some common questions: What if my machine is compromised? The security of a user's machine is their responsibility and something that Kinesis (nor any other website) will ever be able to fully take responsibility for. The scope of what is compromised and how is simply too great. With Kinesis there is no central database of usernames & passwords waiting to be compromised. In the present day, this is the far more common security liability No plain text stored API tokens for communicating with backend systems are cached. With Kinesis, only the personal key is stored in the user browser, but it is encrypted and decrypted by the user-supplied password on every interaction with the blockchain There is no ability to “Remember me” with the wallet. If a laptop is found on a train, they will still need to log in with a password Should a user use a standalone/air-gapped/locked-down/another laptop to store wallet funds? Any additional security the user wants to place around their wallet should be encouraged. The wallet is secure at an application & infrastructure level, but enhanced security and practices by the user should always be encouraged. This is analogous to using password managers, or IT security policies around locking down sensitive data on laptops. Disclaimer: The content of this Kinesis Wallet Security article is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this article. We make no representations, warranties or guarantees, whether express or implied, that the content of the article is accurate, complete or up to date.

Zubair Bukhari
Zubair Bukhari

02/04/2020

Minting guide

Create your own Kinesis currencies by depositing fiat or cryptocurrency. Minting KAU and KAG to your Kinesis Money (KM) account Start by selecting your minting preference from the settings tab within your Kinesis Mint account. Step 1 Step 2 Once your account has been linked, and funds have been deposited, select a tile for the currency you wish to mint. In this example, we will be minting Kinesis KAU. Please note:The minimum minting amounts are 100 KAU or 200 KAG. Step 3 You will be presented with a market view page for KAU, Kinesis Gold.Here you can view the price chart for the KAU asset, view the order book depth and any open orders you may have.Click “BUY” to proceed to complete a new order. Step 4 Complete the place order details by entering the number of lots of KAU (100 KAU=1 lot), or KAG (200 KAG = 1 lot), you wish to purchase and whether you would like to place a market or limit order. Step 5 An order confirmation screen will then appear, presenting you with the destination address of your minted currencies, the total amount of fees incurred (0.45%), as well as the total cost of the order. Once you are happy with the order details, you can continue to confirm your order by clicking the “CONFIRM” button, which will result in the order being placed. Your Kinesis currencies will be immediately available for you to view within your Kinesis Money account and you will be presented with the following screen, showing the details of the order placed and resultant trade execution. Please note:You will receive an e-mail notification of your trade being confirmed. How to link your Mint account to your stand-alone Wallet In order to link your mint account to your Kinesis Money account for a faster minting process, you must first select your mint preference. Step 1 Navigate to the settings page by clicking the button in the bottom left corner from within your Kinesis Money account. Step 2 From the settings page, click on “Mint Account”, which will bring you to a screen displaying your Kinesis Money account number, along with a field for you to enter your Kinesis Mint number. Step 3 Click the “Mint” button in the left-hand navigation panel to open up your Mint account in a new tab. You will be logged in automatically. Step 4 From the Mint, navigate to the settings page by pressing the icon in the bottom left corner. Your account details will be displayed, including your HIN number. Copy this number and enter it into the Kinesis Mint (HIN) field within your Kinesis Money account settings and press confirm. Step 5 Once you press confirm, your linking request will be reviewed. You will be notified via email with the confirmation of your mint linking request. Signing into the Kinesis Mint If you have not yet created your Kinesis Wallet please visit the Kinesis Money account set-up guide here. Step 1 1. To start the registration of your Kinesis Mint account click the“Get Started”button below. 2. Enter your details for the set up of your Kinesis Mint account. Once you’ve selected the type of account you hold, enter your Kinesis address from your Kinesis wallet. 3. Upon clicking“SUBMIT”, a welcome email will be sent so you can proceed to set a password and activate your Kinesis Mint account. Please note:You will be required to fund your minting account once created in order to purchase Kinesis currency via the mint. Depositing funds Step 2 1. You will need to deposit funds to start minting, to do this, click the“DEPOSIT FUNDS”button to place your deposit. 2. Enter the currency and the amount you wish to deposit before clicking“TRANSFER”to confirm your deposit instruction. 3. Once you confirm your transfer notification, you will receive an email with payment instructions, including your payment reference number. Once your payment has been processed, your funds will show as available in your Kinesis Mint account. Please note:Each new deposit instruction will need to be approved by a member of the Kinesis operations team before these funds will be made available in your account. We endeavour to ensure this is processed as quickly as possible. Minting KAU and KAG to your stand-alone Wallet Step 3 With your newly deposited funds, you are able to place orders to purchase Kinesis currencies, KAU (1g Gold) and KAG (1oz Silver). Any purchases of Kinesis coins through the minting process will be deposited into your Wallet. 1. First, select the currency you wish to mint by clicking the 100 KAU panel. We will purchase KAU in this example. 2. You will be presented with a market view page for Kinesis Gold. Here you can view the price chart for the KAU asset, view the order book depth and any open orders you may have. Click “BUY” to proceed to complete a new order. 3. Complete the place order details by entering the number of lots of KAU (100 KAU lots), or KAG (200 KAG lots), you wish to purchase and whether you would like to place a market or limit order, then click “CONFIRM”, to proceed to verify your order. Order Verification Step 4 To ensure the Kinesis currency to be purchased is deposited to your Wallet you will need to verify the placed order. 1. Copy the message highlighted below in the tile and log in to your Kinesis wallet in a separate tab on your web-browser 2. From within your Kinesis wallet click“ADVANCED”and on the dropped-down“Sign”, panel paste the copied message into the “MESSAGE” field. Next, click the “SIGN” button to generate a message signature. Finally, copy the signature and navigate back to your Kinesis Mint account. 3. Paste the copied signature into the field highlighted below and click the “VERIFY” button to proceed. Order Confirmation Step 5 You will be presented with a wallet verification success message and directed to a cost summary of the order. Confirm by clicking the “BUY” button, which will result in the order being placed onto the exchange and matched to execute the trade. Your Kinesis currencies will be immediately available for you to view within your Kinesis Wallet and you will be presented with the following screen, showing the details of the order placed and resultant trade execution. Upon your Kinesis currency purchase being confirmed and the emission of your Kinesis currency has taken place, you will receive an e-mail notification of your trade being confirmed. Additionally, you will be able to login to your Kinesis account and view your newly deposited currency, residing in your wallet. START MINTING

Zubair Bukhari
Zubair Bukhari

08/10/2019

Withdrawal

Withdraw from your Kinesis account including physical redemption of Kinesis currencies. Withdraw KAU & KAG from an account 1. Click on the“Accounts”tab from the left-hand navigation panel. 2. Select the currency you wish to deposit funds to, in this example KAU, from the top navigation bar, then press the “SEND” button. 3. The withdrawal screen pop-up will display you with the amount of KAU you would like to send, along with the approximate USD value. You can continue to enter the quantity of KAU and insert the KAU address you wish to send funds to, you may enter an optional reference message should you choose. 4. Once you’ve completed all fields, complete the transaction by pressing next, you will be prompted with a description of the transaction, if you are happy with all details, press the confirm button to process. You will be able to review this in your recent transactions. Withdraw ETH from an account 1. Click on the “Accounts” tab from the left-hand navigation panel, followed by opening the account you wish to withdraw funds from (ETH in this example). 2. Click the “Send” button and a pop up will be displayed, providing you with fields to enter the amount of ETH you wish to send, along with an estimated USD value, as well as a field for you to insert the ETH deposit address. You also have the option to add a reference description. 3. When you are happy with the withdrawal request details you’ve entered, click the “next” button to submit your request. You will be provided with a transaction confirmation screen to review the information entered is correct. Press “confirm” to complete the transaction, this will be reflected in the recent transactions tab. Physical redemption request 1. Click the settings icon in the bottom left corner of the platform. 2. Select “Redemption” from the list within the settings page. 3. Complete the required information on the Redemption form, stating which Kinesis currency you wish to redeem (KAU or KAG), the preferred hub location, the amount to be redeemed and any additional notes for the request (optional). Please note:Redemption of Kinesis currencies can only be made in certain increments of 100 KAU or 200 for KAG. Please note: Redemption of Kinesis currencies can only be made in certain increments of 100 KAU or 200 for KAG. 4. Click “Submit” when you’re happy with the redemption request details. Please note:The request will be sent to the Kinesis operations team, who will contact you with next steps within 1-2 working days.

Zubair Bukhari
Zubair Bukhari

05/10/2019

Stand-alone Wallet

Setup an anonymous stand-alone wallet that does not require KYC verification. What is the purpose of the stand-alone wallet The purpose of the stand-alone wallet is predominantly aimed at users who are interested in interacting with the Kinesis system and its currencies without having to participate in KYC verification, maintaining complete anonymity. What are the restrictions of using the stand-alone wallet The stand-alone wallet can only hold KAU and KAG, not KVTs, or any other cryptocurrency. Additionally, users who store their Kinesis currencies in the stand-alone wallet are not eligible for any of the various Fee Sharing Yields on offer. Unless the user creates a Kinesis Money account and links their stand-alone wallet by importing and complete KYC verification. To learn how to set up a Kinesis Money accountclick here.

Zubair Bukhari
Zubair Bukhari

05/10/2019

Depositing

Loading your Kinesis Money account with Kinesis currencies, cryptocurrency or fiat. How to deposit fiat You can easily deposit currencies onto the Kinesis monetary platform, using SWIFT or domestic wire transfers. Additionally, ACH transfers are available for all Us dollar depositors. As the year progresses, Kinesis will continue to expand fiat on-ramping solutions, with enhanced British Pound (£) and Euro (€) depositing options to follow. 1) Click on the “Accounts” tab from the left-hand navigation panel. (You can also use the deposit function in the top panel) 2) Click open against the fiat account you wish to deposit funds into (USD in this example). The deposit screen will provide the Kinesis bank account details that you need to make a transfer to in order to deposit fiat funds. 3) Create a bank transfer from your bank account to the Kinesis bank account, including the payment reference contained in the description field on this screen. Please note:Allow 3-5 working days for the funds to clear. Once the Kinesis operations team have confirmed receipt of funds in the Kinesis bank account, your Kinesis Money Account will be credited with the deposited funds and you shall receive an email confirming this transaction. How to deposit BTC 1) Click open on the Bitcoin (BTC) account you wish to deposit funds into. 2) The deposit screen will provide your Kinesis Bitcoin wallet details that you can then deposit BTC to, from your own cryptocurrency wallet. Once the transaction is complete, you will see your deposited BTC in your account along with an email notifying you about your deposit. You will also be able to view the transaction in your recent transactions. Please Note:We do not recommend transferring BTC directly from an exchange, it is advised to send directly from an e-wallet. How to deposit KVT Please note:If you are depositing KVT into your Kinesis Money Account you will need to ensure you have sufficient ETH in your Ethereum wallet to cover the cost of the transaction due to the nature of KVTs being ERC-20 tokens. You can purchase ETH on the Kinesis Exchange within the Kinesis Money platform. 1) Click on the“Accounts”tab from the left-hand navigation panel and open the KVT account tile. 2) Click on the “RECEIVE” button and you will be presented with a deposit screen with which displays your Kinesis KVT address that you will need to enter into the recipient field in the ERC-20 compatible wallet you currently hold your KVTs in. Once the transaction has been processed your Kinesis Money Account will be credited with the KVTs deposited and will be reflected in the recent transactions panel. How to receive KAU & KAG 1. Click on the“Accounts”tab from the left-hand navigation panel. 2. Select the currency you wish to deposit funds to, in this example KAU, from the top navigation bar, then press the “RECEIVE” button. 3. The deposit screen pop-up will display your Kinesis deposit address for your account. Copy the Kinesis deposit address by clicking into the container or share via email. Exchange physical for digital (EPD) Please visit our exchange physical for the digital pagehere. How to register your bank details 1. Click the settings icon in the bottom left corner next to your accounts registered email address. 2. Select “Bank Details” from the list of settings. 3. Complete the required information on the form and once complete click Save to store those details against your account, allowing you to withdraw USD and EUR.

Zubair Bukhari
Zubair Bukhari

05/10/2019

Create your account

For the storage, transaction and exchange of digital currencies. 1. How to set up your Kinesis Money account STEP 1 Sign up for an account Create your login credentials by entering your email address along with a secure password. Agree to the Kinesis terms and conditions by checking the boxes and complete the captcha verification, then click the“Create My Account”button. GET STARTED STEP 2 Email Verification Upon completing the previous step to create your account, you will receive an email requesting you to verify your email address by simply pressing the button. Once you verify your email you can begin depositing cryptocurrencies and start trading crypto trading pairs. STEP 3 Log in Congratulations, you have now successfully created a Kinesis Money account. You will then be redirected back to the Kinesis login page where you can log in using the email address and password you created previously. Please note:If you have previously purchased a KVT, during the public sale, you will be automatically verified under the same email address used for purchase. Once you log in, you will be taken to your “Accounts” tab. This interface will allow you to check your balance, deposit funds and transfer digital currencies. LOG IN 2. What is the “Accounts” interface, what is it used for? The “Accounts” tab is an interface within the Kinesis Money platform which houses all of your digital assets. This includes Kinesis currencies, cryptocurrencies and fiat currencies. Using this interface, users have the ability to deposit and withdraw a wide range of currency options including, USD, EUR, GBP, ETH, BTC, LTC, USDT, KAU, KAG and KVT, with more being added in the future. 3. What is the “Wallet”, what is it used for? The “Wallet” interface acts as an additional layer of security for the storage of Kinesis currencies, KAU and KAG which utilises the power of distributed ledger technology through the Kinesis Blockchain Network. Users can send and receive from their Wallet to other addresses; however, usability is limited to only KAU and KAG Kinesis currencies. The Kinesis Wallet is suitable for users who intend to hold large amounts of Kinesis currencies, KAU and KAG for a long period of time. 4. How to set up your “Wallet” STEP 1 Creating an eWallet The first step in this process is setting up a wallet to hold these digital currencies, known as an eWallet. 1.Login to your Kinesis Money Account. 2.Once logged in, navigate to the“Wallet”tab from the left-hand navigation panel 3.Click the“Activate Now”button to initiate the creation of your Kinesis Wallet. STEP 2 Select the “Create A New Wallet” option. You will then be presented with your recovery phrase which you will need to record securely as this is required later on. Read the terms of use and check the tick boxes to confirm you are happy to proceed. Click“I have Saved My Recovery Phrase”once you are happy to proceed with the wallet creation. To verify your recovery phrase, enter the missing words from the phrase you recorded previously. When you are happy to proceed click“Verify”. You will be asked to tick the checkboxes on the screen to confirm you understand the importance of keeping your recovery phrase securely stored. Click “Continue” when you are happy to proceed. Your new Kinesis Wallet is now ready for you to use and securely store your Kinesis Currencies, KAU and KAG. 5. How to set up 2FA We recommend setting up 2-factor authentication (2FA) on your account to ensure maximum security on your account. 2 Factor Authentication is a security process in which the user provides two different authentication factors to verify themselves to better protect both the user’s credentials and the user’s assets. 1) To set up 2 FA navigate to the settings page by clicking on the settings icon in the bottom left corner of the platform. 2) You may then proceed to the Security tab, scroll down to the Two Factor Authentication section and click “SETUP”. 3) Scan the QR code which is generated using the Google Authenticator app on your device and enter the code generated. Please note:The QR code displayed is an example only, your own unique QR code will reside in your Kinesis Money account.

Zubair Bukhari
Zubair Bukhari

04/10/2019