EARN

Pre-register for up to 12% APY*

Pledge your gold, silver, stablecoins & major digital assets and earn a fixed APY paid automatically at the end of your term. Starting from just $1,000, pledge for 3, 6 or 12 months. Pre-register today and secure up to 12% APY*. Limited availability.

Pre-register today and secure up to 12% APY*

By pre-registering, you’re not committing to anything today. New to Kinesis? Create an account first, then return here with your HIN number to pre-register.

*The introductory APY of up to 12% is reserved for the first $25M pledged. Once this threshold is met, new entrants receive the standard APY of up to 10%.

Pledge & Earn

Starting from just $1,000, pledge for 3, 6 or 12 months.
The longer the term, the more you earn – up to 12% introductory APY* at 12 months.

Access wholesale bullion returns

Earn a fixed yield funded primarily by physical gold arbitrage trading across global supply and demand centres.

Switch your assets with ease

Kinesis may cover the cost of bringing your eligible assets into progam, with our expert AEs on hand to guide you through.

Withdraw anytime

Access to your capital remains, even if you end your term early. You’ll simply forfeit that term’s yield.

Pre-register today

Earn a 1% introducer + 1% trailing commission

Refer and you earn in three ways: 1% of their pledge upfront, 1% every year they stay in, and the Referrer’s Yield. T&Cs apply.

Example of a $100k referral pledge below:

Earn $1K upfront

Refer a friend who pledges $100k and earn 1% of their pledge upfront ($1K). This is a one off commission for a new referral into Earn.

Earn $1K every year pledged

Then 1% every year they stay in. That’s $1k per annum on a $100k pledge. Your existing referrals still apply.

Plus Referrer’s Yield

Your 7.5% Referrer’s Yield share increases with additional 5% p.a. Master Fee Pool contribution. Approximately $375.

Start referring
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Example shows is for a 12-month pledge & the return scales down for shorter terms. Use your Kinesis referral ID to qualify for this program, existing referrals automatically qualify for trailing commission – with only new referrals qualifying for introducer 1%. T&Cs available upon launch.

Activate your network to double your reward

Partners that meet Kinesis’s qualification criteria can earn a 2% introducer and 2%+ trailing commission. Anyone with an existing referral network should contact the partner team.

Get in touch

We contribute 5% to the yield pool every month

Kinesis commits 5% per annum, contributed monthly on all earnings on assets pledged in the program into the Master Fee Pool, shared community-wide, benefiting users across the entire Kinesis system – not just those who pledge.

Pre-register today

Where does my APY come from?

The APY is funded primarily by Kinesis’ physical gold and silver arbitrage trading across global supply and demand centres. Returns once reserved for those inside the wholesale market now fund your introductory yield of up to 12% APY*.

Pre-register today

The first $25M pledged

earns up to 12% APY*

The introductory APY* of up to 12% is reserved for the first $25 million pledged. Once this threshold is met, new entrants receive up to 10% APY.

Pledge term

Introductory APY*

Standard APY
12 Months
12%
10%
6 Months
9%
8%
3 Months
7%
6%
Pre-register today

Start earning on the assets you already own

Put the assets you already hold to work – earn up to 12% APY*, paid back in the same asset you pledge. Choose gold and silver, major stablecoins, or leading digital assets – with more asset types to be added over time.

Tokenised metals

Gold and silver, on-chain
  • Kinesis gold (KAU)
  • Kinesis silver (KAG)

Kinesis may cover eligible transfer costs, subject to terms on gold, physical or tokenised, moved into the Earn program. This includes vaulting programs, dealer-held metal, and tokenised gold. Minimum $5,000 per switch.

Stablecoins

The two leading USD stablecoins
  • USDC (USDC)
  • Tether (USDT)

Digital assets

Pledge leading digital assets you already hold
  • Bitcoin (BTC)
  • Ethereum (ETH)
  • XRP (XRP)
  • Solana (SOL)
  • Litecoin (LTC)
  • And more available

Other assets

Switch from another provider.
  • Physical gold
  • Metal leasing & gold yield programmes
  • Crypto staking programmes
  • DeFi vaults & staking positions
  • Bank & fintech term deposits

Kinesis may cover eligible transfer costs, subject to terms on gold, physical or tokenised, moved into the Earn program. Including vaulting programs, dealer-held metal, and tokenised gold. Including metal leasing and crypto staking, are reviewed case by case. Minimum $5,000 per switch.

You’re in control from day 1

Keep track of all your Pledges and how much you’ll earn, all in one place. Withdraw your assets from the programme any time.

The information on this page reflects Kinesis’ current thinking on a product under development and is provided for information only. It does not constitute an offer, solicitation or commitment by Kinesis, and pre-registering your interest does not create any right, entitlement or obligation on either side. The features, rates, terms and eligible assets described are indicative and subject to change without notice, including as a result of legal, regulatory or commercial review. The product as ultimately launched, including its issuer, may differ from what is described here. The Earn program may not be available in all jurisdictions, and availability will depend on the regulatory position applicable to you at launch.

FAQ

What if Kinesis’ arbitrage trading doesn’t cover the APY?

Your APY is fixed at the moment you pledge, and it remains fixed for your full term – regardless of trading conditions.

Should conditions change, only the APY offered to new pledges would adjust. Existing pledges are never affected. This is why each APY is set per term, and why the introductory APY is labelled as such. And at any point, in any conditions, you can withdraw your assets in full.

Can I withdraw my pledged assets if I need them?

Yes, you can withdraw your pledged assets at any time. Once withdrawn, your assets will be usable in your account again. However, as with any fixed term program – if you leave early, you will not receive any rewards from the Earn program.

How much could I earn if my referral pledges $100K?

Figures are used as an example only and should only be taken as a guide. Subject to T&Cs yet to be released which will outline the program in more detail upon launch.

If you refer someone who pledges $100K for a 12-month term, you could earn on three components.

Firstly, introducer fee (new refers): 1% of the referred capital – $1,000.

Secondly, trailing commission (new & existing referrals) of 1% per annum – $1000.

Thirdly, Referrer’s Yield: your usual 7.5% share of the fees the referred capital generates. That share now grows with Kinesis’ 5% annual contribution on the Master Fee Pool – worth approximately $375 a year.

That’s around $2,375 in the first year and around $1,375 in every year your referral keeps their capital in the program. There is no end date on the trail: for as long as your referral keeps re-pledging, you keep earning.

How does Earn benefit all Kinesis users?

The Earn program is built so that every Kinesis users benefit – not just the people pledging.

Kinesis commits 5% per annum, contributed monthly on all earnings on assets pledged in the program into the Master Fee Pool, shared community-wide, benefiting users across the entire Kinesis system – not just those who pledge.

The Master Fee Pool is then shared across the whole community. The more the program grows, the more everyone earns.

Start earning a 12% APY* on your assets

Pre-register today

*The introductory APY of up to 12% is reserved for the first $25M pledged. Once this threshold is met, new entrants receive the standard APY of up to 10%.