Choose money
you believe in

The Kinesis Virtual Card gives you the freedom to make purchases with gold, C1USD & 30+ digital assets. Earn 2% cashback in gold on every transaction.*

Now in Beta

The Kinesis Virtual Card is currently available in Beta across the United States. Contact your personal Account Executive for more info. More regions coming soon.

Trustpilot

No pain.
Just gain.

Earn 2% in gold on every purchase*. Spend gold or 30+ digital assets with a 0.22% conversion fee. 0% transaction fee. 0% fee on C1USD spending**.

Cashback is only available up to a maximum $2000 spent per month – a maximum total earning of $480 per year. See Cashback terms. **FX fees apply on transactions outside of the US and Puerto Rico.

 

 

Money on your terms

Choose the money that works for you. Start earning monthly yields on the currency you use day-in, day-out. No lock-ups.

  • Gold

    Gold

    Learn more

  • C1USD

    C1USD

    Spend C1USD fee-free in the US. Earn 7.5% APY* on all C1USD held in your verified Kinesis account.

    Learn more

  • Silver

    Silver

    Learn more

*The introductory yield rate is available only to verified Kinesis users (KYC required), terms and conditions apply.
The APY is subject to quarterly review. Currency One USD is issued by Kinesis Money Panama S.A. (“Kinesis Panama”)

CASHBACK

The card that earns you gold

Spend gold, silver, and crypto anywhere Visa is accepted and earn up to $40 in gold (KAU) monthly on $2,000 spend with 2% cashback.

SECURITY

Protected by us. 
Owned by you.

Your gold is stored in fully insured, independently audited vaults and owned by you, at all times.

Find out more

METALBACK

Up to 10% back in gold at 6000+ stores

Supercharge your earnings and get up to 10% Metalback in gold on everyday purchases at leading retailers.

Learn how to earn

CURRENCY PREFERENCE

Choose your currency

Select up to 5 currencies to spend your chosen order. Swap between currencies on the go for complete control of your money.

Spend 30+ digital assets

Tap. Earn. Repeat.

Earn 2% cashback in gold (KAU) with the Kinesis Virtual Card. Choose gold as money and protect your purchasing power.

  • 2% cashback in gold
  • No subscription fees

Kinesis Virtual Card benefits

  • Make purchases with gold, crypto & C1USD

  • Low 0.22% conversion fee on gold & crypto

  • 0% transaction fee

  • Spend C1USD with no fees in the US†

  • Earn a monthly yield on the gold you spend

  • Earn up to 10% back in gold at 1000s of stores

  • Google Pay enabled. Apple Pay coming soon.

  • 1% Kinesis contribution to the master fee pool – at no cost to the user

Cashback is only available up to a maximum $2000 spent per month – a maximum total earning of $480 per year. See Cashback terms. FX fees apply on transactions outside of the US and Puerto Rico. Card issued by Payblr, Inc. pursuant to a licence from Visa. The card is distributed and serviced by Kinesis Money.

The HQ for your virtual card

Spend currencies in your preferred order

Track your cashback earnings

Manage all your gold, CIUSD & digital assets

Convert your assets with a click

Freeze/unfreeze your card instantly

Instant access to support 24/7

FAQ

How do I earn Cashback with the Kinesis card?

Every time you make a purchase with your Kinesis card, you’ll earn 2% cashback paid in gold, up to a $2,000 monthly spending limit. That’s up to $480 worth of gold per year!

Plus, for every cashback purchase, Kinesis contributes another 1% to the master fee pool, which in turn increases the system’s velocity and boosts yields even further for everyone.

This 1% contribution is funded entirely by Kinesis to promote system velocity and growth. Read more here.

Can I earn Metalback with my Kinesis card?

Yes, in addition to your Cashback benefits, you can earn up to 10% back in gold on every Kinesis Virtual Card purchase made through the Metalback hub on the Kinesis platform.

Shop over 6000 leading retailers globally — we’ve got you covered whether you’re after jewellery, electronics, flights, or artisan coffee. Visit our Metalback page for more details.

Can I earn a yield with my Kinesis card?

Yes. With the Velocity Yield, Kinesis rewards all cardholders for using Kinesis gold (KAU) and silver (KAG) as money.

This means that every time you make a card purchase in gold or silver – with instant fiat conversion – you earn a monthly yield in precious metals.

Plus, you’ll earn Holder’s Yield on all the gold and silver you’ve received as yield. Referrers and partners also benefit, earning a share of yields whenever anyone in their referral network makes card purchases.

How can I get the Kinesis card?

Simply verify your account with Kinesis – we’ll notify you by email when the card is available in your region, and provide all the details you need to start enjoying the full benefits of your Kinesis card.

Make sure to check the list of eligible countries to ensure the Kinesis Virtual Card is available where you live.

If you haven’t verified yet, be sure to get your identity fully verified before the card launches so you can start using gold and silver as money right away.

More ways you can earn

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