The Kinesis VISA cards.

A virtual and physical card program with hybrid banking functionality, providing a complete solution for making payments anywhere in the world, using digitalized physical gold and silver.

Features

Physical and digital
Pay in digitalized physical gold, silver and crypto.
46+ million locations
Spend with a simple tap in 195 countries across the world.
Simple top-ups
Instant top-ups using your gold and silver with high limits.
VISA network
Use a trusted provider, with all funds FDIC insured.

3 simple steps

Own
Hold allocated physical gold or silver bullion, or crypto.
Top up
Instantly liquidate your holdings and top up your card.
Spend
Make purchases or payments anywhere in the world.

More than just a debit card.

The physical Kinesis VISA card holds all the functionality of a US bank account, connecting Kinesis currencies with everyday banking.
$20,000 cash card limit.
$920 daily ATM withdrawals.
International & domestic transfer.
Receive third-party deposits to your card.

*The physical Kinesis VISA card is available for US citizens only.

Your everyday virtual card.

The virtual Kinesis VISA card is easily accessible for everyone, the perfect card for day-to-day spending at home or abroad.
No sign up or monthly fees.
0.22% top-up fee – only.
Incredible FX rate – zero mark up.
Unlimited top-ups of up to $500.

Virtual card

*

FREE

$500 cash card max limit

Spend your gold, silver, or crypto instantly

0.22% card top-up fee

Instantly connected to Kinesis gold (KAU) and silver (KAG), Bitcoin (BTC), Ethereum (ETH) Tether (USDT)

Top up methods: gold, silver or crypto conversion, or fiat

FDIC Insured up to $250,000

US physical Kinesis VISA card

*

$4.99 per month

Free US bank account

$20,000 cash card max limit

$920 daily ATM withdrawal limit

$5,000 daily point of sale purchase limit

Spend your gold, silver, or crypto instantly

0.22% card top-up fee

Instantly connected to Kinesis gold (KAU) and silver (KAG), Bitcoin (BTC), Ethereum (ETH), Tether (USDT)

Top up methods: gold, silver, crypto conversion, or fiat via debit or credit card, SWIFT, ACH or wire transfer

Free transfer of fiat between KM platform and card

FDIC Insured up to $250,000

*For more information visit our fees page.

*You will need to complete KYC verification to set up a virtual card. All customers will first apply for a virtual card, enabling you to apply for your physical card. Physical card only available for US citizens.

Questions and answers

Why would I want a virtual Kinesis VISA card?
The virtual Kinesis VISA card makes it possible to make purchases and routine payments in digitalized physical gold, silver or cryptocurrency.
The virtual Kinesis VISA card is available to users all over the world. Simply sign up, activate your VISA card, top up and you’re ready to start making online payments.
The virtual Kinesis VISA card can be integrated with Apple Pay or Google Pay, providing you with seamless contactless payments.
There is no activation fee, no monthly fees and no transaction fees.
The only fee for Kinesis VISA card users is a low 0.22% fee when topping up the card with Kinesis gold and silver-based digital currencies or cryptocurrency.
The Kinesis debit can be used at 46+ million locations in 180+ countries around the world through the VISA network.
To withdraw funds from your Kinesis VISA card, simply visit the Kinesis Wallet via desktop or the Kinesis mobile app.
For walkthrough guides relating to the activation, top up and other functionality of the kinesis VISA card, click here.
How could a physical Kinesis VISA card benefit me?
In terms of accessing your physical gold and silver or crypto, the physical Kinesis VISA card is the easiest and fastest way to liquidate and spend your precious metals holdings, or cash out your cryptocurrency.
Additionally, the physical Kinesis VISA card provides access to a hybrid banking system, which enables simple, efficient and cost-effective deposit and withdrawal into the KMS.
Kinesis users are now able to top up funds onto their physical Kinesis VISA card domestically or internationally through a variety of methods: ACH transfer, Wire transfer, SWIFT transfer or debit or credit card. Funds can then be instantly transferred into their Kinesis money account with no charge.
The important addition of debit and credit card top-ups onto the physical Kinesis VISA card enables users to instantly deposit funds into their KMS account for free.
In terms of withdrawal options, holding a physical Kinesis VISA card enables cardholders to withdraw funds domestically through low-cost ACH transfers or to any bank account globally via SWIFT transfer.
Once your card is delivered, all you need is to use the activation code supplied with the card. It’s as easy as that.
Pay for your card using any of our supported currencies: BTC, LTC, XRP, ETH. Alternatively, you can send a payment from another wallet or pay directly from your Kinesis money account.
You can track your payments, deposits, withdrawals and transactions in your wallet, via the KMS or Kinesis mobile app, at any time.