HOLDER’S YIELD

Earn on your gold savings every month

Kinesis is the only gold savings account that shares revenue to pay a monthly yield on your metals.

Kinesis has paid out $7.7m+ to precious metal savers this year

Did you know?
That’s enough to fill an entire showroom with 20 brand-new luxury sports cars.
  • Gold price

SEPTEMBER HOLDER’S YIELD PAYOUT

$389,720.75

3137.60 g/gold

SEPTEMBER MONTHLY HOLDER’S YIELD

0.13%*

Aggregated Yield 2025 (compounding)

5.15%*

MO
YR
ALL-TIME HOLDER’S YIELD PAYOUT

$11.44m

136000.55 g/gold

HOLDER’S YIELD EARNINGS 2025

  • Silver price

SEPTEMBER HOLDER’S YIELD PAYOUT

$9,367.03

199.89 oz/silver

SEPTEMBER MONTHLY HOLDER’S YIELD

0.01%*

Aggregated Yield 2025 (compounding)

0.09%*

MO
YR
ALL-TIME HOLDER’S YIELD PAYOUT

$645,222.64

18506.61 oz/silver

HOLDER’S YIELD EARNINGS 2025

October’s earnings are stacking up

$229,830.04*

  • 1631.587 g/gold
  • 153.396 oz/silver

*The aggregated yield for 2025 (compounded) is calculated retrospectively using historical data. It reflects the past performance of the asset over 2025 and the total return achieved during that period. This yield represents historical results and should not be considered an estimate or forecast of future performance. The Holder’s Yield is derived from a 15% share of global transaction fee revenue, shared proportionally among holders, and may vary month to month depending on transaction volumes. Kinesis does not provide financial advice. Subject to T&Cs.

Yield pool figures shown are taken from live Kinesis Exchange data and updated every 15 minutes.

Why hold your gold savings anywhere else?

 
Passive yield in gold

Yes

No

No

No

No

Storage fees on gold

0%

0.5% + 20% VAT p.a.

0.18% + $120 p.a.

0.12% p.a. + $48 p.a.

0.5% (varies by vault) 

Spend gold via card

Yes

No

No

No

No

Personal account executive

Yes

No

No

No

No

Minimum gold investment

As low as 0.01g

~ $32 (£25 min. order value)

Varies by metal price

~ 1g

$2,500

Transaction fees

0.22%

~0.33% + premium

~0.5% + premium

~0.5% 

5-12% premium over spot

Digital asset exchange integration

Yes

No

No

No

No

Based on public data collected on 21.07.25. Applicable for $1,000 worth of gold investment.

What is the Holder’s Yield?

Each time a Kinesis user buys, sells, or spends gold, a share of the transaction fee goes towards your monthly yield.

How do I earn the Holder’s Yield?

The Holder’s Yield is designed to reward Kinesis users for holding gold and silver with Kinesis. In order to be eligible for the Holder’s Yield, all you need to do is purchase and hold/ store Kinesis gold (KAU) or silver (KAG) in your Kinesis account or any wallet linked to it. You can acquire your KAU and KAG in the process of minting, buying on the Kinesis platform, receiving a transfer or even as a reward or your previous yield payout.

How is my Holder’s Yield calculated?

15% of the Kinesis Master Fee pool is allocated to the Holder’s Yield fee pool. This 15% is then distributed to all system participants who are eligible for the Holder’s Yield, in the proportion they have stored their KAU or KAG with Kinesis, as compared to other participants.

Holder’s Yield calculations are based on the ratio of gold or silver you have held on your Kinesis account (or any linked wallet) versus the total amount all other Kinesis users have held in a period.

Do I have to hold gold or silver for the full month to receive the yield?

No, your Holder’s Yield is calculated daily, so you will receive your yields for the exact amount of days you’ve been holding your KAU and KAG in your Kinesis account or an external wallet linked to it.

Do I have to hold gold or silver in my account to receive the yield?

Holding your assets in your Kinesis account is not a necessity to receive Holder’s Yield.  Your Kinesis gold (KAU) and silver (KAG) held in external wallets are also applicable for the yield, as long as they are linked to your Kinesis account.

Although the vast majority of Kinesis users are not required to take action, we still urge all participants to check that all their addresses are listed in the address linking widget on the Kinesis platform.

We would like to emphasise that all unlisted external addresses will not receive a yield. This is why it is imperative that all users follow the steps to ensure all external addresses on which you hold your assets are linked to your Kinesis account. A comprehensive linking guide can be found here.

Where and how often will I get paid?

All activated yields are paid monthly, in the first week of each following month, for all yields accrued in the previous month.

Your earned Holder’s Yield will be paid into your Kinesis KAU and KAG accounts, however, Kinesis also calculates and checks your holdings on all linked addresses. You can keep track of your yields via the Yields dashboard on the Kinesis platform.

Sit back & watch your gold grow

Your gold earnings are paid straight into your Kinesis account, compounding month on month.

A historic yield on a safe-haven asset

Access the timeless value of gold and earn a yield that competes with mainstream investments.

Full control of your gold

You own your gold, at all times. No lock-ups. You can sell or take delivery of your metals, any time.

No monthly fees

Kinesis stores your gold for you in fully insured vaults at no cost to you. Find out how.

We store it. You own it.

You are the legal owner of your gold, always. Your gold is independently audited and stored in fully-insured, professional-market vaults.

Independently audited
Take delivery of your gold any time
World-class fully-insured vaults

Start earning gold from day 1

All gold you hold in your Kinesis account qualifies for a monthly yield from the moment of purchase. We call this the Holder’s Yield.

1. Buy

Buy gold (KAU) or silver (KAG) on the Kinesis platform or Kinesis Mint.

2. Save

Earnings are worked out daily on the gold and silver you save in your Kinesis account.

3. Earn

Earn a passive income every month on your gold and silver savings.

Keep tabs on your earnings

Track your monthly yield earnings each day and get notified as soon as they arrive in your account.