Earn 7.5% APY* on your USD stablecoin

Earn 7.5% APY* on all Currency One USD (C1USD) held in your verified Kinesis account – with no lock-ups.

Start earning

*The introductory yield rate is available only to verified Kinesis users (KYC required), terms and conditions apply. The APY is subject to quarterly review. Currency One USD is issued by Kinesis Money Panama S.A. (“Kinesis Panama”)

The stablecoin it pays to own

Start earning 7.5% APY* on the 1:1 USD-pegged stablecoin you use day-in, day-out for spending, sending and trading.

Earn every month

Earn 7.5% APY* on all C1USD in your Kinesis account.

Secure 24/7 trading

Trade with a 1:1 pegged US dollar stablecoin.

Send globally in seconds

Send money globally in seconds for less than a cent with C1USD.

Earn on C1USD every single day

No lock-ups

Earn every single day – with your C1USD always
ready-to-use the second you need it.

No surprises

Earn a yield on all C1USD held in your verified Kinesis account. All paid in C1USD at the end of the month. Simple.

No limits

Earn 7.5% APY* on your C1USD, with no maximum cap.

Start earning

First-of-its-kind insurance protection

C1USD is set to incorporate an insurance wrapper structured to ensure a one-to-one peg with the U.S. dollar, offering a unique safeguard that enhances both stability and trust.

Now the C1USD asset reserve is in place and initial coins minted, the underwriting process for the insurance is underway and is expected to be fully activated in the coming weeks.

Transparency at its core

Institutional liquidity

The $2.55 billion in initial market cap delivers significant liquidity and transactional capacity – all viewable on public blockchains.

 

Insured 1:1 peg

C1USD is set to incorporate an insurance wrapper that is structured to ensure a one-to-one peg with the U.S. dollar.

 

Monthly attestations

Asset reserves are held at regulated financial institutions – with monthly attestations available post-launch.

 

Tap into the DeFi economy

Multi-chain access

C1USD is supported on the Stellar and ERC-20 networks, with more to follow.

Open DeFi access

Use C1USD as a 1:1 USD-pegged collateral to open access to DeFi opportunities.

EVM compatibility

Plug into a full suite of tools and facilities available across EVM-compatible networks.

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C1USD on Stellar

Stellar

C1USD on Stellar

Stellar is optimized for fast, low-cost transactions, making it ideal for cross-border payments and real-world financial applications.

 

Market Cap: 50,000,000 C1USD

 

Token Standard: Stellar Asset (Native to Stellar network)

 

Mainnet address: View on Stellar Explorer

 

Key Features:

  • Near-instant settlement for transactions.
  • Low transaction fees (typically $0.01 per transfer)
  • Optional multi-signature for enhanced account security
C1USD on Ethereum

ERC-20

USD1 on Ethereum

Ethereum is the world’s largest smart contract platform, offering deep liquidity, DeFi integrations, and broad exchange support.

 

Market Cap: 2,500,000,000 C1USD

 

Token Standard: ERC-20

 

Mainnet address: View on Etherscan

 

Key Features:

  • Fully fungible, ERC-20 standard token
  • Widely supported across ETH wallets, exchanges, DeFi
  • Proxies/EIP-1967 pattern used (upgradeable contract)
  • 18 decimal places (so smallest unit = 1 × 10⁻¹⁸ C1USD)

FAQ

How do I earn a yield on C1USD?

You earn simply by holding Currency One USD (C1USD) in your verified Kinesis account, with no further action required.

Your yield accrues daily and is distributed in C1USD directly to your account at the end of each month. The first monthly yield payment – covering both September and October – will be distributed at the beginning of November.

Do I need to lock up my C1USD to earn?

No lock-ups are required to earn yield on C1USD. You retain complete access to your money, so you can trade, send, or spend C1USD anytime you want, while earning a monthly yield.

What is the Annual Percentage Yield on C1USD?

At launch, C1USD will offer an introductory variable yield set at 7.5% APY*, with the rate reviewed quarterly.

*The introductory yield rate is available only to verified Kinesis users (KYC required), terms and conditions apply. The APY is subject to quarterly review. Currency One USD is issued by Kinesis Money Panama S.A. (“Kinesis Panama”)

Where does the C1USD yield come from?

The introductory variable C1USD Yield is funded by the Issuer, Kinesis Money Panama S.A, which derives ROI on capital through portfolio strategies that combine traditional finance (TradFi) and Decentralised Finance (DeFi). 

The introductory yield rate is available only to verified Kinesis users (KYC required), terms and conditions apply. The APY is subject to quarterly review. Currency One USD is issued by Kinesis Money Panama S.A. (“Kinesis Panama”)