Posted 24th Oktober 2024

Part 2: Stack up your card earnings with Metalback

Part 2: Stack up your card earnings with Metalback

With the Kinesis Virtual Card now open for pre-registration, we wanted to show how you can maximise your card earnings with the Metalback program.

On top of the 2% cashback in gold* on Kinesis Virtual Card spending, you can earn up to another 10% Metalback – paid in gold – at over 6,000 leading merchants globally.

With new ways to earn and a low 0.22% conversion fee, the Kinesis Virtual Card offers a rewarding and frictionless way to make everyday purchases using gold, silver, and digital assets.

Earn up to 10 % Metalback in gold

The Metalback program gives you up to 10% back – paid in physical gold – on your purchases at thousands of leading brands, such as Levi’s, Samsung, Lacoste, Tiffany’s, Apple, and Ray-Ban. 

Whether you’re paying phone bills, stocking up on groceries, or treating someone to jewellery or electronics, Metalback makes everyday spending a simple way to earn gold.

Cashback & Metalback: stack up rewards

Every time you use your Kinesis Virtual Card for a Metalback purchase, your gold rewards start to stack up. 

For instance, when you make a card purchase at a store offering 10% Metalback, you’ll also earn a fixed 2% cashback in gold*.

This means that with just one Kinesis Virtual Card transaction, you can earn up to a total of 12% back in gold – a powerful way to maximise your rewards every time you use your card with Metalback.

Example: if you make a $1000 card purchase with 10% Metalback, you’ll earn $100 back in gold – plus, 2% cashback, which adds another $20. 

In total, this gives you $120 in gold earnings from a single card purchase.


The earnings accessible with the Kinesis Virtual Card don’t stop there. Every time you spend in precious metals, you’re rewarded with a 10% proportional share of all Kinesis transaction fees through the Velocity Yield.

Kinesis additional contributions with Metalback

True to the Kinesis vision, the benefits of Metalback extend beyond the individual. Kinesis matches every Metalback earning with an equal 1:1 contribution to the master feel pool – at no cost to you whatsoever.

For instance, if you earn 10% Metalback on a purchase, Kinesis will contribute an additional 10% to the fee pool.

Example: if you spend $1000 and earn 10% Metalback (which is $100 worth of gold) on your card purchase, Kinesis will contribute another $100 in gold to the master fee pool.

Kinesis additional contributions with Kinesis card

Moreover, Kinesis also contributes an extra 1% of the transaction value to the fee pool every time you make a card purchase through the Cashback program – without any expense to you at all. 

Example: if you make a $1000 purchase, Kinesis contributes an additional $10 to the master fee pool.

Through the six Kinesis yields, more than half of the master fee pool is distributed to users each month, rewarding them for everyday participation.

So, Kinesis contributions significantly boost the system’s transactional velocity, which leads to enhanced yields for all Kinesis users.

Every time you earn Metalback with your Kinesis Virtual Card, your transaction creates a ripple effect, boosting yields for every user within the Kinesis community and as a result – driving growth across the entire system.

Partners and referrers

The combined power of Kinesis Virtual Card and Metalback creates a particularly effective opportunity for Kinesis referrers and partners to maximise their earnings. 

Along with earning a share of their referees’ transaction fees, referrers and partners also benefit from Kinesis’ additional 1% contribution on card purchases and up to 10% matched Metalback contributions to the master fee pool.

Earn gold with every card purchase 

As is Kinesis’ ethos, each of our products is designed to give back to our global community, staying true to our vision of delivering the most rewarding monetary system the world has ever known. 

Through our innovative programs, the Kinesis Virtual Card turns your everyday spending into an easy way to earn tangible benefits. With a low 0.22% fee, the Kinesis Virtual Card offers Kinesis gold and silver spenders greater value than ever before.

What’s more, the Kinesis Virtual Card offers more than just the convenience of spending in the enduring value of precious metals – or crypto – it actively earns you gold with every transaction.

If you reside in one of the 100+ eligible countries, you can pre-register for the new Kinesis Virtual Card and get access to our cashback offering for 6 months free from launch.



*Cashback applies to a maximum spend of $2,000 monthly – a maximum total earning of $480 annually – and is only available with our paid plan. A free plan is also offered. See T&Cs.

The CL Card is issued by Monavate UAB (Company Code: 305628001), authorised in Lithuania by the Bank of Lithuania to issue electronic money (e-money) and provide payment services (Licence Number 92).