Protect & grow your savings
Your cash savings are worth less and less each year. Kinesis protects your savings from inflation with gold – and we share our fee revenue to pay you a passive income in gold, too.
Your cash savings are worth less and less each year. Kinesis protects your savings from inflation with gold – and we share our fee revenue to pay you a passive income in gold, too.
*U.S. Bureau of Labor Statistics CPI Inflation Calculator (interest not considered in this calculation) **The average annual maintenance fee for U.S. savings accounts is $167.40 (source: WalletHub, 2025 ). For the median balance of $8,000 (source: Bankrate, 2022), this represents roughly 2.1% annually. For higher balances (e.g., average $22,292), the fee is about 0.75% of the balance (WalletHub, 2025). † Source: Bankrate survey of over 500 banks and credit unions, December 2025.
Since 2020, gold has outperformed cash savings, easily*. On top of that, Kinesis shares its fee revenue with you, paid in gold, every month.
*Gold ownership is higher risk than a traditional cash savings account. Your value can go down. Consider our Terms of Use for full risks, terms and conditions.
† This comparison is based on historical gold price movement and Kinesis yield data from 01.01.2020 to 04.02.2026. Past performance is not indicative of future results. Gold prices can fluctuate significantly due to market conditions, and Kinesis yields vary with platform transaction activity. This information is for general informational purposes only and should not be considered financial advice. Please consult a qualified financial advisor before making any investment decisions.
** Source: Bankrate survey of over 500 banks and credit unions, December 2025
Each time any Kinesis customer buys or sells gold, a share of the transaction fee is paid back to you. Simple.
Your gold is stored in vaults fully insured for loss or theft, with independent audits. Your gold is owned by you, always.
All storage costs are covered by allocating a share of fee revenue and leveraging the vault network of strategic partner, ABX.
Kinesis is the only gold account that shares its fee revenue with you, paid in gold, every month.
*The aggregated yield for 2025 (compounded) is calculated retrospectively using historical data. It reflects the past performance of the asset over 2025 and the total return achieved during that period. This yield represents historical results and should not be considered an estimate or forecast of future performance. The Holder’s Yield is derived from a 15% share of global transaction fee revenue, shared proportionally among holders, and may vary month to month depending on transaction volumes. Kinesis does not provide financial advice. Subject to T&Cs.
*subject to minimum quantity 100g for gold, 200oz for silver. See redemption fees here.
Your gold is independently audited, twice a year. You can read audits on our site.
Your gold is stored in professional vaults fully insured for loss and theft.
You are the legal owner of your gold, no matter what.
Kinesis shares a portion of our transaction fee revenue to pay users a monthly yield. Each time you buy, sell, send, or spend gold, a share of the transaction fee goes towards your monthly yield.
15% of all these fees is distributed among gold (KAU) holders, rewarding them simply for storing gold in their Kinesis accounts.
Importantly, all yields are generated from transaction activity across the Kinesis system. You are the legal owner of your gold, at all times. We never lend out your gold, under any circumstances.
Unlike traditional bullion vaulting, Kinesis doesn’t charge storage fees on the gold held in our world-class vaults. Instead, we use a share of Kinesis’ global transaction fee revenue to cover the costs of vaulting.
Kinesis generates revenue through gold transactions, with a small fee applied each time users buy or sell gold. This means we don’t need to rely on storage fees or additional mark-ups to make money.
Free storage is further supported by the robust vaulting network of our strategic partner, Allocated Bullion Exchange (ABX), a leading precious metals exchange with 15 years of experience safeguarding and trading gold for institutions.
With Kinesis, you own your gold, at all times. All gold in Kinesis’ vaults is independently audited twice a year by a leading third-party audit and inspection specialist, Inspectorate International, a Bureau Veritas company. You can view Kinesis’ latest audits here.
Kinesis guarantees the highest-grade security of your precious metals, through world-renowned vaulting partners; Loomis Zurich and Brinks.
Additionally, Kinesis’ strategic partner, ABX brings its extensive vaulting network and precious metals trading expertise to ensure the secure, transparent custody of all Kinesis gold and silver bullion holdings. Learn more about how your gold is kept safe here.
You can even deliver your gold straight to your door. Through our trusted logistics partners – Loomis and Brinks – you can take delivery of as little as 100 grams of gold or 200 ounces of silver, at some of the lowest costs in the industry.
Yes. When you buy gold with Kinesis, you are the legal owner at all times. You can sell your gold whenever you like.
Kinesis makes it simple to manage and access your gold anytime, giving you complete control and peace of mind. Learn more about why your gold is secure with Kinesis here.
*Kinesis offers the legal ownership of physical gold. Through blockchain technology, Kinesis has digitalised the proof of ownership of that physical gold. The price of gold can go down. You may lose money. No guaranteed income or capital protection. Monthly fee-share payments are variable, not guaranteed and may be zero. Vault insurance relates to physical bullion loss or theft. Fees, Terms & Conditions apply.
