Q2 2025 Quarterly Update

In our latest update from the Kinesis CEO and founder, Thomas Coughlin, reviews the milestones achieved by Kinesis in the first half of 2025 and provides further insight into upcoming developments in Q3 2025 and beyond.

Kinesis Card programme update

New global card programme partners

We are happy to announce that we have selected our strategic partners to move forward with our global card programmes. We’ve begun development on a resilient global system with built-in redundancy, which can work agnostically with different card providers around the world.

With one integration, we are able to maintain separation between our programme providers and our core technology for programme management, enabling us to pivot quickly within the evolving regulatory environment and maintain resilience. In this way, we can seamlessly integrate different programmes as they become available or unavailable. This flexible architecture allows us to deliver Kinesis users continuity of service on a global scale.

A core advantage of this new technology is: we build once and deploy globally. Instead of protracted custom development for each region, we will be able to seamlessly integrate new regional providers into our existing tech stack. This universal approach will allow us to activate card programmes worldwide with unprecedented efficiency.

Development for the card programme is already underway. We are working towards an end-of-October launch of the Kinesis Card for our core user base in the United States, along with Latin America and the Caribbean.

With the technology enabling seamless integration with local providers, we will be launching the Australian card programme shortly thereafter. Following this, we’ll switch on card programmes across Europe, the UK, Southeast Asia, and African markets, rolling out region by region. Our partners are industry leaders with proven experience running world-class global card programmes.

In parallel to the debit card programmes, we are finalising negotiations on a credit card programme partnership, which will bring enormous depth into our system stack and is accompanied by a tailor-made, highly popular global reward programme. This will complement our Metalback and cashback offerings with mainstream rewards programs that customers are familiar with, building on the unique reward elements that Kinesis already offers today.

We have been working diligently to secure a card programme that is resilient against the disruptions that are a persistent challenge in this industry.

Kinesis Virtual Card update

Following the card programme disruption, our card provider, Baanx, has committed to a Beta launch timeline of the Kinesis Virtual Card this month. As mentioned previously, everything is built on our side; we simply wait for Baanx to deliver their side of the deal.

To deliver on the needs of our valued users within the shortest possible timeframe, we will initially launch a fully functional, unbranded version of the card to test core functionality with a closed group of 250 selected Kinesis users.

The full public launch with branded card is anticipated 8 weeks post-beta.

The cashback programme is fully developed and will activate upon the public launch of the card, with all pre-registrants receiving 6 months free access to the cashback programme – 2% cashback in gold on up to $2,000 spent each month.

Kinesis has completed all possible development work and is waiting on final commercial elements from our provider to proceed. We’ve consistently met our internal timelines throughout this project and will continue to do everything within our power to bring the card online.

A review of 2025 milestones

KVT tradable on the exchange

In a significant milestone for the Kinesis Monetary System, the Kinesis Velocity Token (KVT) is now tradable on the Kinesis Exchange.

Over the last four months, over $8 million was distributed to KVT holders as the KVT Yield, totalling 75.478 kg of gold and 2,046.553 oz of silver, recognising their foundational contribution to the system’s continued growth. 

The recent months have demonstrated the undeniable, strong value of KVT as utility token underpinning the intrinsically rewarding mechanism of the Kinesis Yield System.

Central to Kinesis’ yield model, the KVT gives holders a 20% proportionate share of all global transaction fee revenue, paid monthly in gold (KAU) and silver (KAG) as the KVT Yield. With a finite supply of just 300,000 tokens, KVT preserves the value of each holder’s share, as yields grow in line with platform activity.

Kinesis users globally, including those in the US, can now instantly buy or sell as little as 0.001 KVT across four trading pairs: gold, silver, US Dollar, and Kinesis’ native USD-backed stablecoin, Currency One USD. 

To support wider access and enable participation at any scale, KVT was successfully migrated to the Stellar network earlier this year, delivering a highly divisible token with near-instant, low-cost transactions.

Every KVT trade contributes to platform volume, driving system growth and boosting yields for all participants. Notably, even fractions of KVTs are eligible for monthly KVT Yields, allowing users to build their positions incrementally and accumulate wealth at their own pace.

Find out how to trade on the Kinesis Exchange here. 

Learn how to use the Buy/Sell Home dashboard widget here.

As a highly liquid asset offering users access to a debt-free monthly yield, the KVT presents an innovative opportunity for portfolio diversification. Looking ahead, Kinesis will continue to expand KVT’s utility, positioning the token as an active gateway to the ecosystem, marking the next phase in how value, access and participation are delivered.

Consecutive multi-million dollar yield payouts

In March, Kinesis distributed over $4.13 million in yields across the platform, followed by $6.27 million in April,  $8.55 million in May and a record-breaking $15.22 million in June, demonstrating the growing impact of the Kinesis Yields System and the tangible rewards delivered to our users.

Throughout four strong, consecutive months, over $6 million was distributed among the gold and silver holders on the Kinesis platform, totalling 148.51 kg of gold and 1,534.91 oz of silver – simply for storing their bullion with Kinesis, free of charge.

These payouts demonstrate the unique power of Kinesis: transforming precious metals into yield-bearing assets, showcasing something no other precious metals provider has achieved. In times of financial uncertainty, gold has always been a trusted store of value; Kinesis takes that stability further, delivering economic security in the form of a monthly passive yield.

The recent months demonstrate the unparalleled benefits of the Kinesis Yield System – and this is just the beginning.

Local depositing options for USD 

In recent months, Kinesis has introduced new local bank deposit options, making it easier for users in the United States to fund their accounts with USD at a low cost and with great efficiency.

As always, Kinesis remains committed to expanding access and utility for users across the globe, delivering faster, more affordable, and localised deposit options to enable everyone across the world to benefit from the advantages of the Kinesis Monetary System.

Head over to your Kinesis account and log in to view your new local deposit option.

Learn how to deposit your funds into your Kinesis account here.

Additionally, at the close of Q1, Kinesis partnered with global mobile wallet provider Pegasus, offering US-based users a streamlined, low-cost method to deposit and withdraw USD on the Kinesis platform. 

Find out how to deposit your USD into Kinesis with Pegasus in a few steps here.

*As a reminder, Kinesis will never email you account details or ask for login credentials, verification codes or fund transfers. Please remain vigilant against potential fraud and only follow official platform instructions.

Kinesis Pay supports 10 new digital assets

Kinesis Pay now supports 10 additional digital assets, alongside gold (KAU) and silver (KAG). Merchants can now also accept payments in Kinesis’ native USD-backed stablecoin, Currency One USD (USD1), along with new cryptocurrencies: XLM, XRP, XDC, DASH, DOGE, TRX, AVAX, HBAR, and USDC.

Kinesis Pay is opening up businesses to a new audience of customers seeking to transact outside of the limitations of conventional finance. Following the latest upgrade, Kinesis Pay offers a smoother checkout experience for customers.

Kinesis Pay merchants gain valuable exposure through the Merchant Map and will soon benefit from our new Merchant Directory – accessible from the Kinesis website and platform menu – helping customers to connect with local businesses already accepting gold, silver, and crypto payments.

As Kinesis Pay adoption accelerates, rising transactional volumes are set to support the generation of Kinesis yields, enabling all users to benefit from increased velocity.

If you would like to integrate Kinesis Pay into your business, simply head over to the Kinesis platform and find all the tools for your website in the ‘Merchant’ tab – here.

Find out how to set up the Kinesis Pay payment plug-in in our step-by-step guide.

Stay tuned as we continue rolling out new Kinesis Pay features and integrations, delivering an accessible and rewarding financial ecosystem for businesses around the globe.

1 month of free trade alerts with NSBC

Building on a long-standing partnership with NorthStar & BadCharts (NSBC)*, Kinesis is offering users an exclusive 1-month free access to trade alerts from the industry-leading technical analysis education service.

Central to the offer, Kinesis users who sign up for NSBC will receive actionable insights into the gold, silver and crypto markets, delivered straight to their inboxes. With over 30 years of technical analysis and forecasting expertise, Patrick Karim and Kevin Wadsworth share up-to-the-minute insights on market movements, built on a back-tested strategy.

As part of the partnership, NorthStar & BadCharts will be actively promoting Kinesis to their large, engaged audience, including NSBC’s dedicated show, ‘Talking Trades’, created in collaboration with Kinesis, which has already attracted nearly 7 million views on YouTube and almost 15 million views on X (formerly Twitter).

The offer is set to drive consistent trading activity across the Kinesis platform, with every trade contributing to yields paid into users’ accounts each month.

Kinesis’ successful April 2025 audit

Kinesis, once again, successfully passed the latest independent precious metals audit, conducted by the leading global audit and inspection specialist, Inspectorate International, a Bureau Veritas company. 

As of Wednesday, 16th April 2025, the independent audit verified that all Kinesis gold (KAU) and silver (KAG) within the Kinesis Monetary System are backed by a 1:1 allocation of physical gold and silver bullion.

• Gold (9999 fine equivalent): 1,510,101.495 g
• Silver (999 fine equivalent): 3,700,707.704 ozt
• An additional reserve: 2 x 1kg 9999 gold bars and 5 x ~1000 ozt 999 silver bars

All KAU and KAG circulation figures are publicly available and verifiable on the Kinesis blockchain explorer here. The Kinesis blockchain maintains an immutable and irrefutable ledger of all KAU (gold) and KAG (silver) within the system. 

The successful completion of the latest biannual audit provides Kinesis users with absolute transparency and reassurance that their gold and silver holdings are in safe hands.

The latest independent audit is available to view on our website here.

The Freedom Report 

Kinesis welcomes The Freedom Report, a precious metals news show produced in collaboration with financial educator and market analyst, Robert Kientz, with new episodes released fortnightly on the Kinesis YouTube channel.

The Freedom Report, hosted and created by Robert Kientz, has already amassed a dedicated following of over 40K subscribers on Robert’s personal YouTube channel and will now join Live from the Vault and Talking Trades under the Kinesis banner.

Each episode, Robert will take users on a deep dive into macroeconomic events, market developments, and analysis of government monetary policy. ‘The Freedom Report’ will now be published on both Kinesis’ and Robert’s YouTube channels to maximise reach and engage a diverse audience interested in economics, precious metals, financial analysis, and libertarian perspectives.

Follow each episode published each Thursday on the Kinesis YouTube channel. While short-form segments will also be published fortnightly on Kinesis X (formerly Twitter) and TikTok channels.

Technical Updates & Customer Service Enhancements

Metalback enhancements

We recently rolled out several key enhancements to our Metalback programme, delivering a faster, more intuitive experience for users looking to earn gold from everyday shopping. These latest upgrades streamline how users track, manage, and benefit from Metalback offers on the web platform.

• Earnings page: users can now access a central dashboard showing their previous Metalback reward payments, as well as track pending/completed/cancelled purchases, and explore their Metalback rewards. 

• Tracked visits: users can view their full shopping history with the new ‘Tracked Visits’ feature.

• Favourite Merchants: For added convenience, Kinesis users can now mark their favourite merchants, allowing them to revisit their preferred shops and brands at any time easily.

Alongside these new features, the UI and UX have undergone a revamp to enhance the usability and deliver a smoother, more intuitive user experience.

As always, Kinesis users pay no additional fees for shopping via the Metalback hub, users make purchases with their regular bank card and earn physical gold. Later this month, the Metalback rewards hub will be fully integrated into the Kinesis App.

New Activity Centre on the Kinesis platform

This quarter, we have introduced a new Activity section to the Kinesis platform, designed to enhance navigation and keep track of all account transactions, trades, and payments. 

• Transactions all in one place: All transactions are now consolidated into a single, easy-to-navigate Transactions page, integrating the widgets that were previously visible across the Home, Assets, Yields, and Payments tabs. Note, there have been no updates to merchant orders, which can still be found within the Merchant tab.

• Smart Redirects: To further streamline users’ experience, Smart Redirects have been introduced. Selecting “See all yield payments” on the Yields page now takes you directly to the Transactions tab filtered to yield-related transactions. 

• Open Orders have a dedicated platform space. Additionally, Open Orders are now easier to find with a dedicated location under Activity > Open Orders, replacing the previous widget in the Home dashboard. 

• Export transactions: For web users, the Export Transactions feature has also moved to the Activity section for improved accessibility.

These additions and updates are designed to add further utility and streamline navigation throughout the platform, aligning with Kinesis’ strategy for ongoing platform enhancement.

Q3 2025

Major Kinesis partnership and Currency One Suite (Hybrid Accounts)

Kinesis has secured a transformative strategic partnership in the United States, which is providing significant backing for Kinesis’ suite of native stablecoins: the Currency One Suite. 

We look forward to formally announcing the details of this major partnership in a subsequent press release. Our partners are working at the highest levels, delivering funding and regulatory expertise to ensure Kinesis stablecoins, including unique and as-yet-unannounced features, are fully compliant with the evolving US regulatory landscape.

Kinesis’ multi-billion-dollar entry into the stablecoin space has the potential to be the single most significant volume driver in the history of the platform, with every member of the Kinesis Monetary System standing to benefit. 

The forthcoming launch of the Currency One suite, which enables the Hybrid Accounts project within Kinesis Monetary System, has been a core strategic focus of the Kinesis team for the past two years.

Currency One Suite launch timelines

The regulatory clarification of the passage of the GENIUS Act, coupled with the naming convention clash with World Liberty Financial’s USD stablecoin, led us to enter a period of strategic recalibration. Behind the scenes, we have repositioned the launch of our multibillion-dollar stablecoin suite and are adapting our compliance framework to meet the requirements of this groundbreaking stablecoin legislation, the first-ever federal framework for stablecoin regulation at a national level in the US.

The naming clash caused inevitable complications when listing on centralised exchanges, and the strategic rebrand of the ticker of our flagship USD-backed stablecoin, to enable the subsequent introduction of a second asset specific to the US market. The knock-on effects are deploying new blockchain infrastructure and resubmitting comprehensive regulatory documentation to ensure full compliance with the new legislation.

We now anticipate a mid-August launch for the Currency One Suite.

With extensive groundwork already completed, once live, our market entry will be greatly accelerated. We have already reached advanced stages in integrations with third-party exchanges, institutional liquidity providers, funds, and major coin aggregation sites. Our roadmap and marketing strategy will be transitioned to support our new stablecoin launch. Additionally, Kinesis will place substantial focus on institutional adoption as we execute the private sale, pre-sale, and public offering phases of our native USD stablecoin launch.

The Currency One suite (Hybrid Accounts) integration into the KMS

Early this quarter, Kinesis will be releasing the Currency One suite of stablecoins, comprising 10+ stablecoins backed by major global currencies. The Currency One suite brings the greatest diversification on the market today, with a wide selection of highly liquid, reserve-backed stablecoins covering the major currencies of the world. 

The work undertaken has comprised the largest technical development to date to bring this project to life and offer Kinesis users such expansive options in the realm of stablecoins. The Kinesis stablecoins will be fully integrated into the entire suite of Kinesis services, bringing users greater functionality and choice when operating with digital assets. 

We have developed a bespoke, auto-convert functionality designed to bring local fiat currencies seamlessly into digital assets for use within the Kinesis Monetary System, unlocking all the services that Kinesis and its partners will launch in the near future.

Alongside currently unannounced features, the Currency One stablecoin suite offers:

• Fast, low-cost global transfers – Integration with the Stellar network enables near-instant international payments, with flat, low fees, making cross-border transfers more accessible than ever.
• Low-cost currency exchange – Enables cheap FX conversions between major currencies and Currency One USD within the Kinesis system, cutting out traditional FX costs and delays.
• Multi-blockchain support – Compatible with both Stellar and ERC-20 blockchains, broadening accessibility across platforms and use cases.
• Onramps – Enabling clients to onramp funds directly and convert local currency into their respective native stablecoin, avoiding FX fees.
• Payment solutions – Supports merchant and retail payments, and integration with existing Kinesis features.
• Remittance services – Positions Kinesis as a competitor in the global money transfer market. 
• Deep liquidity pools – Ensures instantly accessible liquidity, allowing users to benefit from real-time settlement, tight spreads, and competitive exchange rates.

Real-World Asset Expansion

Central to the Kinesis roadmap is an expansion deeper into the real-world asset space, including broadening the range of tokenised commodities we offer. Our native asset suite will grow substantially as we bring additional asset classes onto the blockchain and forge new high-value partnerships – both institutional and public-private – with all contributing meaningfully to our expanding yield pool.

Instantly deposit and withdraw fiat via card and bank transfer

Building on the success of our new onramping options, Kinesis is in the final stages of integrating with a third-party provider to offer instant fiat deposits and withdrawals on the Kinesis platform via card and bank transfer across 90 countries.

Kinesis users will be able to select their local currency with a wide range of deposit options, and have their funds deposited in their account within moments at low fees.

As Kinesis expands on-ramping capabilities within the platform, we’re also dedicating resources to providing users with low-cost, efficient withdrawal options. We understand that for users making Kinesis their primary financial platform, getting fiat funds out of the system is just as important as getting funds in.

This upcoming integration will enable users to instantly withdraw fiat funds to their card or bank account with a low flat fee.

This integration represents a crucial step in making Kinesis more accessible to mainstream retail users who expect the same seamless experience they get from traditional financial platforms. This enhanced accessibility positions Kinesis to capture a broader market segment and drive adoption among retail users who prioritise convenience and familiar payment methods.

Withdrawals via Banxa

Building on the successful integration with Banxa that enables instant purchases of gold, silver, and digital assets across 200+ regions, Kinesis is expanding this partnership to include withdrawal capabilities. This upcoming feature will allow users to seamlessly convert their Kinesis gold (KAU), silver (KAG), and other digital assets back to their local fiat currency, with funds deposited directly into their connected card or bank account. 

The process utilises the same secure payment methods and wide regional support that makes the current purchasing experience so convenient. The withdrawal feature will give users the flexibility to both acquire and liquidate their precious metals and digital assets directly through their Kinesis account with the same enhanced user experience and competitive fees.

Instant deposits across Africa with Yellow Card integration

Kinesis is nearing the completion of an integration with Yellow Card, with the release of further on-ramping options for users across Africa planned for early Q3. Through the integration, users will have the option to deposit with the supported methods available in their region: Mobile Money (Kenya, Zambia), manual bank transfer (Zambia), and instant bank transfer (Nigeria). 

The on-ramping method will allow verified Kinesis users across African regions to deposit Zambian Kwacha (ZMW), Nigerian Naira (NGN), and Kenyan Shilling (KES). 

Looking ahead, Kinesis plans to expand this deposit option to South Africa, making it even easier for new users across Africa to add money to their Kinesis account.

The integration will be available on both the Kinesis platform and the app.

UK Services being turned on

Kinesis is actively collaborating with a trusted partner to implement a robust regulatory and compliance framework, paving the way to secure FCA compliance within the United Kingdom. 

We are working to expand our services throughout the UK, developing a framework to enable the introduction of local GBP deposit methods for UK residents.

Indonesia

Kinesis and our Indonesian partners have opened a second office within the NU complex in Surabaya (the second largest city after Jakarta). The office, jointly staffed with NU, will serve as the marketing and commercialisation hub for the Nunomics App.

We continue to work with NU on the roll-out of the “Gold to Mecca” product and services, within the framework of new regulations by the Ministry of Religion.

In addition, the MetalBank function’s technical build is advancing, which will enable Kinesis-integrated Indonesian applications to offer pawning and financing services for Gold (KAU) through various Indonesian banking partners.

Public-private partnerships

Three key public-private partnerships are nearing their completion, with collaborative efforts advancing across multiple sectors. We are actively working with our partners at an international level to finalise all the components before they are announced in quick succession.

Further details will be shared through individual press releases in due course, providing a detailed outlook on each respective project’s development and global impact.

The next stage of the KVT 

As the Kinesis ecosystem expands, so does the diversity and scale of transactional activity contributing to the KVT’s value. Behind the scenes, Kinesis is moving into broader markets, including the Stablecoin, Real-World Asset (RWA) and institutional spaces. These developments are progressing quickly, and Kinesis looks forward to sharing in future successes with the community, particularly with KVT holders. Kinesis is actively exploring new avenues of value creation designed to enhance the KVT, with the strong potential to introduce additional value mechanisms to the KVT. These new value facilities expand well beyond what was ever envisaged in the Kinesis Blueprint and are designed to reward loyal KVT holders.

Looking ahead, Kinesis will be expanding the utility of the KVT, serving as an active key to the Kinesis ecosystem. As utility expands, KVT will be designed to unlock access to selected features, platform benefits, and deeper system integration.

This evolution will align KVT ownership with broader participation, positioning the token not only as an access point to a yield, but as the entry point into the future functionality of the Kinesis Monetary System.

Future of K Pay

Kinesis Pay is entering the next stage of development, with future updates focused on expanding digital asset support and improving system performance. Processing optimisation is underway for XDC, AVAX, DASH, and DOGE, aimed at enhancing speed and transactional efficiency.

A new merchant directory will be launched to supplement the existing Merchant Map, allowing users to explore participating businesses more easily. This directory will form part of a broader integration with KMS, creating a unified environment where users can transact with Kinesis Pay merchants directly through the Kinesis platform.

Merchants will also gain access to Metalback reward features and promotional tools, enabling them to offer incentives and increase engagement within the Kinesis ecosystem.

In addition, Kinesis Pay will support our new suite of native stablecoins, Currency One, each backed by major fiat currencies. These will be integrated alongside Currency One USD to provide users and businesses with the option to transact in multiple fiat-pegged currencies.

Achievements and the gamification of the platform

The Achievements feature serves as a foundational element for enhancing the Kinesis experience, with subsequent releases set to expand upon the feature by introducing rewards tied to the completion of achievements.

In future iterations, Kinesis looks towards the potential for integrating Achievements with enhanced KVT utility, unlocking additional benefits. With the option of Achievement activity tied to features, enhanced rates, or community privileges. As Kinesis continues to align with partners in the space, the Achievements feature also has potential for integration into any new promotional campaigns and competitions. 

The feature sets the stage for the incorporation of additional lifestyle rewards programmes. This approach ensures that user interaction is consistently met with meaningful recognition and incentives, creating a rewarding experience for sustained participation and loyalty. 

The Achievement feature encourages greater platform engagement by guiding users to discover features like yields, trading, and referrals, giving users a sense of progress and breaking down new user onboarding with clear, rewarding pathways. 

Kinesis will continue to build initiatives that enhance the accessibility of the Kinesis Monetary System, opening up the wealth protection of precious metals to all.

In summary

This year, Kinesis has continued on its strategic pathway towards global expansion. Our roadmap is clearly defined, and in the first half of the year, we have executed key milestones, each focused on addressing a core need of our users.

With the launch of KVT on the Kinesis Exchange, Kinesis has made the foundational native assets of the system tradable, delivering on our commitment to holders. In the last few months, their participation in the system has been rewarded, with over $8M worth of gold and silver paid to KVT holders, showcasing the value of owning a stake in the Kinesis Monetary System.

Enhancing our deposit options is at the heart of our commercialisation strategy. This quarter, we have made significant strides in delivering our global user base efficient access to the platform. For the US users, we have provided USD deposit options via Fedwire to a local US bank. With the launch of Banxa, the global community has efficient, local, low-cost on-ramping. With fiat-to-crypto deposits integrated, next in the firing line is our global solution for fiat deposits and enhancing withdrawal options.

In the coming weeks, a select group of Kinesis users will begin spending gold and silver with the Kinesis Virtual Card. With development underway on a global card programme that promises to deliver the global Kinesis community this final core feature, we’re laying the vital foundational infrastructure that will position us for mass adoption.

With the launch of global deposit options, KVT trading, and the Kinesis Card programme taking shape, the Kinesis platform is nearing the completion of its core offering.

While the card integration comes to fruition, the team has been working hard to create multiple high-impact marketing campaigns that incorporate our new brand identity and target multiple key markets. These push-button-ready high-budget video campaigns are of a television quality and were created with the virality to insert Kinesis into the mainstream. We are primed to launch our full-scale marketing efforts across multiple target markets, at scale.

As Kinesis’ retail offering strengthens, our move into the stablecoin and tokenisation space gathers quiet momentum, building towards a public launch with the potential to upend the industry.

With the card on the verge of launching, Kinesis continues to provide practical, rewarding solutions for wealth protection and the real-world application of sound money.

We extend our appreciation to all members of the Kinesis community who join us on the path towards a sound monetary future for all. 

Best regards,

Thomas Coughlin

*The opinions, advice, and signals provided by Patrick Karim and Kevin Wadsworth of NSBC do not purport to reflect the official policy or position of Kinesis. Any emails or offers from Kinesis related to NSBC are strictly for informational purposes only, and should not be considered as a solicitation, offering or recommendation of any security, commodity, derivative, investment management service, or advisory service. This publication is not intended to provide investment, tax or legal advice, whether general or specific. Recipients are advised to seek independent financial counsel before making any investment decisions.

Continued subscription to NSBC incurs a fee charged by NSBC. To avoid charges, cancel before the next billing date. By subscribing to the NSBC platform, you will be agreeing to NSBC’s terms and conditions. Kinesis is not liable for NSBC’s services or content.