Everything
money should be

Kinesis lets you invest in gold, silver & digital assets. Get rewarded every month*.

DISCLAIMER:

*Yields are derived from Kinesis transaction fee revenue and vary month to month depending on transaction volumes. Provided that transaction volume occurs within the system, eligible users will receive yield distributions, each month. Kinesis does not provide financial advice. Subject to Terms and Conditions. New UK users must go through the four frictions in line with FCA regulations before using Kinesis’ services.

What Kinesis has to offer

Protects your savings with gold

Send money globally in seconds for less than a cent with Currency One USD.

Hold savings in gold

Own the metal powering the future

Pay with your gold – or crypto – anywhere in the world and earn gold with every purchase.

Diversify with silver

DISCLAIMER:

“Economic stability” refers to gold’s long-established role as a store of value – its supply cannot be expanded by monetary policy, and it is still held by central banks as a reserve asset. It is not a comparison with other investments. KAU is a digital asset backed 1:1 by physical gold, and carries unique risks. The gold price can be volatile over shorter periods. Past performance should not be taken as a guarantee of future performance.

A digital asset, such as Kinesis Gold (KAU) has its own risks – see the UK Risk Summary here for more information; see Asset-specific risks here.

The platform built on true value

Own your gold. Always.

You are the legal owner of your gold, no matter what. We’ll even deliver your gold straight to your front door.

DISCLAIMER:

Physical redemption is subject to withdrawal fees, minimum withdrawal thresholds, and regional logistical constraints. For any questions regarding physical redemption, please contact our Support team. See our fees here.

Professional security shouldn’t cost the world

Kinesis stores your gold for you in insured vaults, with 0% storage fees. All metals are independently audited twice per year.

DISCLAIMER:

Kinesis does not charge storage fees; vaulting costs are covered by a share of system-wide transaction-fee revenue.

Gold that doesn’t gather dust

Kinesis lets you spend, send and trade your gold (KAU) with total freedom.

Stack up your earnings

Earn a passive income* on your gold (KAU) savings

Kinesis is the only gold (KAU) savings account that shares revenue to pay a monthly return.

DISCLAIMER:

*Yields are derived from Kinesis transaction fee revenue and vary month to month depending on transaction volumes. Provided that transaction volume occurs within the system, eligible users will receive yield distributions, each month. Kinesis does not provide financial advice. Subject to Terms and Conditions.

Do I own my gold with Kinesis?

Yes, when you buy gold (KAU) with Kinesis, you are the legal owner of your gold, at all times.

Gold (KAU) is a digital asset which allows you to hold, send, trade or request physical redemption of the underlying physical metal, subject to Terms, minimum withdrawal amounts, fees and standard verification requirements.

Digital assets, such as Kinesis Gold (KAU) and Kinesis Silver (KAG), have their own risks – see the UK Risk Summary here for more information.

You can also get your gold delivered straight to your front door, any time you like.

Physical redemption is subject to withdrawal fees, minimum withdrawal thresholds, and regional logistical constraints. For any questions regarding physical redemption, please contact our Support team. See our fees here.

How can I be sure my gold is in the vaults?

All gold and silver in Kinesis’ vaults are independently audited twice a year.

A leading third-party audit and inspection specialist, Bureau Veritas, conducts the audits.

You can view Kinesis’ latest audits on our page here.

Can I get my gold delivered?

Yes, you can take delivery of your gold straight to your door, any time you wish.

Physical redemption is subject to withdrawal fees, minimum withdrawal thresholds, and regional logistical constraints. For any questions regarding physical redemption, please contact our Support team. See our fees here.

Our logistics partners, Brinks and Loomis Zurich, will securely deliver your gold.

You can take delivery of as little as 100 g of gold or 200 oz of silver, at some of the lowest costs in the industry.

Learn how to withdraw your gold here.

Where do Kinesis Yields come from?

Kinesis shares revenue to pay a monthly yield. For example, the Holder’s Yield rewards you for holding gold (KAU) in your Kinesis account.

With Kinesis, you own your gold at all times. We never lend out your gold, under any circumstances. You can sell your gold, any time you like.

Note that: selling gold at your desired price on the Kinesis Exchange is subject to market liquidity and operational constraints.

How can Kinesis offer 0% storage fees on gold?

Kinesis doesn’t charge storage fees on the gold you store in our world-class vaults. We use a share of transaction fee revenue to cover the costs of your gold vaulting.

We have a different business model from traditional gold providers that make money on storage fees and mark up the price of gold.

We are unique in the space as we generate revenue through gold transactions, with a small fee taken each time our users spend, trade (0.22%), or send (0.45%) gold. This means we don’t need to rely on storage fees or unfair mark-ups to make money, and we can cover your storage costs with our fee revenue.

Another reason we can offer 0% storage fees is that we use the vaulting network of our strategic partner, Allocated Bullion Exchange (ABX). Founded in 2011, ABX is a leading precious metals exchange with over a decade of experience safeguarding and trading gold for institutions. ABX brings its extensive global vaulting network and precious metals trading experience to the operation of Kinesis and the secure, transparent vaulting of your gold.

Learn more about how your gold is kept safe here.

How can I buy gold with Kinesis?

Once your Kinesis account is verified and funded, you can buy gold on the Kinesis platform.

We bring you the lowest price on gold from across our vaulting network covering all major markets. You can also use the ‘Set Your Own Price’ feature, where the purchase will only go through once the price drops to your desired amount. You can buy and sell gold, always with a low 0.22%. See our fees.

Note that: New UK users must go through the four frictions in line with FCA regulations before using Kinesis’ services.

How much does it cost to buy gold?

Kinesis charges a low, flat 0.22% fee to buy and sell gold. The fee is the same on all assets, whatever the time of day and however much you buy. The fee is also 0.22% on ‘Set your own price’ purchases. See our fees.

How does Kinesis’ gold pricing compare to the rest of the market?

We offer some of the lowest gold pricing in the industry. Kinesis aggregates pricing across our global network of vaults across 12 countries and all major trading hubs, which lets us bring you the lowest price across that vaulting network at any one time.

Most traditional gold providers generate a lot of their revenue from marking up the gold price, keeping the difference for themselves. As our main source of revenue is the small fee taken on each transaction, we don’t charge unfair mark-ups on gold and offer you the lowest price available across our global network of vaults.

Another reason we can offer such low gold pricing is our strategic partnership with leading institutional precious metals exchange, Allocated Bullion Exchange (ABX), founded in 2011. Through our partner ABX, we can offer you pricing normally only available for institutions.

Is it free to open a Kinesis account?

Yes. Creating a Kinesis account is completely free. There are no sign up costs, monthly fees, or hidden costs. See our fees.

How can Kinesis offer 0% storage fees on gold?

Kinesis doesn’t charge storage fees on the gold you store in our vaults.

We use a share of transaction fee revenue to cover the costs of your gold vaulting. This is made possible as we have a different business model from traditional gold providers, which make all of their money on storage fees and high mark-up on the price of gold.

We are unique in the space as we generate revenue through gold transactions, with a small fee taken each time our users spend, trade (0.22%) and send (0.45%) gold. This means we don’t need to rely on storage fees or unfair mark-ups to make money, and we can cover your storage costs with our fee revenue.

Another reason we can offer 0% storage fees is that we use the vaulting network of our strategic partner, Allocated Bullion Exchange (ABX). Founded in 2011, Allocated Bullion Exchange (ABX) is a leading precious metals exchange with over a decade of experience safeguarding and trading gold for institutions. ABX brings its extensive global vaulting network and precious metals trading experience to the operation of Kinesis and the secure, transparent vaulting of your gold.

To learn more, visit our Trust & Security page.

How much does it cost to buy gold?

Kinesis charges a low, flat 0.22% fee. The fee is the same on all assets, at any time of day, and on any amount. See fees.

How do I earn a yield on my gold (KAU)?

Kinesis shares fee revenue to pay a monthly yield on your metals. When you hold gold (KAU) in your verified Kinesis account, you automatically become eligible for a yield on your gold (KAU). At the end of each month, the yield is paid in gold (KAU) into your Kinesis account. Learn more about how it works here.

You own your gold, at all times. You don’t need to lock up your gold to earn a yield, and you can sell, send or spend your gold, at any time.

Note that: selling gold at your desired price on the Kinesis Exchange is subject to market liquidity and operational constraints.

Where do Kinesis yields come from?

Kinesis shares revenue to pay a monthly yield. For example, the Holder’s Yield rewards you for holding gold (KAU) in your Kinesis account.

With Kinesis, you own your gold, at all times. We never lend out your gold, under any circumstances. You can sell your gold, any time you like.

Note that: selling gold at your desired price on the Kinesis Exchange is subject to market liquidity and operational constraints.

How can I earn with Metalback?

The Kinesis Metalback program lets you earn rewards in gold (KAU) when you shop online at over 6,000 global retailers, including major brands like Apple, Samsung, Levi’s, and many more.

Earning with Metalback is easy. Just shop online as you normally would, but start your journey through the Metalback hub on the Kinesis platform. Browse thousands of your favourite retailers worldwide, and when you’re ready to choose a brand, you’ll be automatically redirected to their website to explore their offerings and make your purchase.

Find out how to earn Metalback here.

How can I verify my account?

After you create your account, you’ll need to verify your identity with us.

We verify your identity to protect you and all Kinesis users and ensure compliance with local laws. Once you’re ID is verified, you can then benefit from all the features of your Kinesis account.

If you need any help verifying your ID, reach out to our support team via [email protected] or 24/7 Live Chat available here.

Can I access my Kinesis account on mobile?

Yes, you can access the Kinesis platform on your desktop and mobile devices.

If you have an IOS device, you can access all the same functionality of the Kinesis app by logging into the Kinesis web app on your mobile web browser at https://kms.kinesis.money/login.

Download the Kinesis app for Android or visit the Kinesis web app here.

How can I deposit funds into my Kinesis account?

You can deposit funds into your Kinesis account from anywhere in the world through bank wire transfer options.

You can deposit funds in 12 major currencies: US Dollar, British Pound, Euro, Australian dollar, Canadian dollar and more. See the full list of currencies available for deposit here.

Find out how to deposit with Kinesis here.

Can I deposit crypto?

Yes, you can send digital assets – like Bitcoin, Ethereum and more – to your Kinesis account.

From there, you can swap your cryptocurrency for gold and silver.

See how to deposit crypto here. See available cryptocurrency here.

Where else can I find info on Getting Started?

See our Getting Started section of our support centre. If you need any help, you can reach out to our support team via [email protected] or Live Chat, available 24/7 here.