{"id":108469,"date":"2023-12-12T09:20:46","date_gmt":"2023-12-12T09:20:46","guid":{"rendered":"https:\/\/kinesis.money\/?p=108469"},"modified":"2025-06-19T07:56:49","modified_gmt":"2025-06-19T07:56:49","slug":"micro-investing-in-gold-strategies-small-budgets","status":"publish","type":"post","link":"https:\/\/kinesis.money\/fr\/blog\/gold\/micro-investing-in-gold-strategies-small-budgets\/","title":{"rendered":"Micro-Investing in Gold: Strategies for Small Budgets"},"content":{"rendered":"\n

One of the major factors that makes gold such a precious metal, is its malleability. It can be melted down and reshaped into whatever is the most convenient form: a ring, a coin, or even a whole bar of bullion.<\/p>\n\n\n\n

The days of having to safely store physical gold in your home or an expensive, insured vault are gone, thanks to the advent of blockchain technology. <\/p>\n\n\n\n

It is now possible to invest in gold<\/a> whatever your budget, whoever you are<\/a>, wherever you are in the world. In this article, we\u2019ll discuss how digitalising gold on the blockchain opens up gold investment to a wider range of people than ever before.<\/p>\n\n\n\n

What is Micro-Investing?<\/h2>\n\n\n\n

Micro-investing is a concept centred on investing any amount of money as a long-term strategy to build wealth over time. The availability of the internet, and more recently blockchain technology, has made this much easier for individuals without much time and disposable income, through:<\/p>\n\n\n\n

Rounding-up spends<\/strong> – numerous apps and features within online banking enable would-be investors to round up the cost of purchases to, for instance, a round number, and use the difference to invest in either a savings account or in stocks, shares, commodities or cryptocurrencies.<\/p>\n\n\n\n

Automated transfers & dollar cost averaging<\/strong> – a way of \u201cset it and forget it\u201d passive investing, investors can set a predetermined amount of money to be invested each week or month. This removes the risk and effort of trying to \u201ctime the market\u201d, and can be a very effective way to grow wealth over time.<\/p>\n\n\n\n

Fractional investing<\/strong> – this is the idea that you don\u2019t have to own a complete asset, you can own parts of it. Blockchain technology and the tokenisation of real-world assets have meant anything – such as a gram of gold<\/a> – can become divisible. Even 0.00000001 of an item can be owned by investors who can, over time, work towards owning 1 tokenised asset.<\/p>\n\n\n\n

There are multiple benefits to investing in this way, mostly around the ease of use of these functionalities. Anyone with an internet connection and some money can invest today, and this was not always the case. <\/p>\n\n\n\n

Digital Platforms: Your Gateway to Gold Ownership<\/h2>\n\n\n\n

Owning gold was once a complex and complicated process an investor would have to go through, that would have involved purchasing and storing physical gold themselves. Often, investors would then have to pay for both storage fees and expensive insurance, both of which would eat away at their profits. <\/p>\n\n\n\n

Today, this is no longer the case. Digital, online platforms like Kinesis<\/a> enable democratised access to gold ownership for everyone in the world who is willing to sign up, verify their identity and get started. <\/p>\n\n\n\n

Flexible deposit options and the ability to withdraw in either fiat currency or physical bullion mean that investors have total control over how they invest their money and can enjoy their assets\u2019 appreciation in value over time. <\/p>\n\n\n\n

Some digital platforms – like Kinesis – go even further than this, offering free storage of gold in secure global vaults<\/a>, and an innovative revenue-sharing model through unique yields<\/a> that reward an investor’s platform activity, however they intend to interact with the system.<\/p>\n\n\n\n

Kinesis customers could earn gold and silver for:<\/p>\n\n\n\n